Terms of Service
Last updated August 5, 2026
Effective August 5, 2026. These terms govern your use of chooseinsuranceservices.com. By using this site, you agree to them.
Who we are
Choose Insurance Services is an independent publisher of general insurance information. We are not an insurance carrier, agency or broker, and we do not sell insurance, issue quotes, bind coverage, or process claims.
Use of the site
You may view and use this site for your own personal, non-commercial purposes. You may not scrape, copy, republish, or reverse-engineer any part of the site, or use any automated system to access it beyond ordinary search-engine indexing, without our written permission.
Sponsored results and third-party sites
Sections labeled “Sponsored” route you to a search results page operated by our advertising partner, and from there to third-party websites we do not own or control. We may be compensated when you click through. We do not review, endorse, or guarantee any third-party site, its content, its pricing, or its own terms and privacy practices, which apply once you leave this site.
No professional advice, no guarantee
Everything on this site is general, educational information, not insurance, legal or financial advice, and not a quote or offer of coverage. Rates, coverage terms, eligibility and availability vary by insurer, state, and individual circumstances, change over time, and are set solely by the companies that offer them. Confirm anything you rely on with a licensed agent, broker, or the insurer directly before making a decision.
Intellectual property
The text, design, and other original content on this site belong to Choose Insurance Services or our licensors and are protected by copyright and other laws. Viewing a page for personal use does not transfer any ownership or broader license to you.
Disclaimer of warranties
This site is provided “as is” and “as available,” without warranties of any kind, express or implied, including as to accuracy, completeness, or fitness for a particular purpose. Insurance information changes; we do not guarantee that any figure or statement on this site is current or correct for your situation.
Limitation of liability
To the fullest extent permitted by law, Choose Insurance Services is not liable for any indirect, incidental, or consequential damages arising from your use of this site or any decision made based on it, including decisions made after clicking through to a third-party site or sponsored result.
Indemnification
You agree to indemnify and hold Choose Insurance Services harmless from any claim or demand arising out of your misuse of the site or violation of these terms.
Governing law
These terms are governed by the laws of [FILL IN: the state where the business is organized or principally operated], without regard to conflict-of-law principles. This placeholder should be replaced with the actual jurisdiction before this page is relied on for compliance.
Changes to these terms
We may update these terms from time to time. The effective date at the top will always reflect the most recent change; continued use of the site after a change means you accept the revised terms.
Contact us
Questions about these terms: privacy@chooseinsuranceservices.com.